fed policy impact mortgage rate
Mortgage Rates 2026 Will Stall First‑time Buyers
Mortgage rates in 2026 remain stuck around 4.3% for first-time buyers because the Fed’s fourth rate cut failed to lower lender pricing, and risk premiums from insurance and debt-to-income trends keep rates anchored. Even as inventories thin and the market whispers about a rate-cut rally, borrowers face a