subprime borrowers
Mortgage Rates Vs Subprime Borrowers: Loans Still Afloat?
Mortgage Rates Vs Subprime Borrowers: Loans Still Afloat? Subprime borrowers can still obtain mortgages despite higher rates, as long as they manage debt-to-income ratios and leverage alternative credit data. Lenders are adapting underwriting models to keep loan volume afloat while delinquency metrics climb. In Q1 2026, subprime mortgage delinquencies rose